Market Place
We are a trusted financial services marketplace offering simple, flexible, and low-cost products designed for every life stage. Our solutions help individuals, families, and small businesses improve financial security, reduce risk, and manage everyday financial needs with confidence.
At Lema, we put people first—combining affordability, convenience, and community-focused solutions to make finance accessible, relevant, and empowering for all.
Lema Transact
Apply for a SureCard account and receive free funeral cover plus discounts on your grocery spend.
SureCard is a value-added card solution that provides everyday savings, emergency benefits, and lifestyle support. Sure Card gives customers access to special discounts, assistance services, and financial convenience.
Lema Insurance
Lema Finance provides affordable and reliable car and household insurance
Lema Funeral Cover
Affordable, easy-to-claim funeral policies designed to give families dignity
Loyalty Rewards Programme
SureCard is a value-added card solution that provides everyday
Lema Fincance Loans
Lema Finance enables access to finance for business growth
Sign up for LEMA Loyalty Rewards & Sure Card for R49
- Get R10,000 Funeral Cover for the policyholder.
- Grocery discounts at selected stores.
- Save on withdrawal fees & card purchases.
Terms and conditions apply.
Providing Easier and Accessible Financial Solutions .
Lema Financial Services is an authorised financial services provider FSP 51092, and a registered Credit Provider NCRCP 18380.