Providing Easier and Accessible Financial Solutions

Our solutions help individuals, families, and small businesses improve financial security, reduce risk, and manage everyday financial needs with confidence.

Who we are

LEMA Finance is a boutique microfinance business that focuses on providing accessible finance and insurance solutions.

We are registered with FSCA and National Credit Regulator, upholding Sout Africa’s financial services standards as per regulations. Our licences and accreditation status allow us to design and/or administer diversified products that add value for strategic business and individual support.

We are about addressing access to finance for the capacity, progress and expansion of businesses and the specific needs of individuals.

Lema Insurance

Lema Finance provides affordable and reliable car and household insurance

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Lema Funeral Cover

Aﬀordable, easy-to-claim funeral policies designed to give families dignity

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Loyalty Rewards Programme

SureCard is a value-added card solution that provides everyday

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Lema Transact

Store, send, and receive money effortlessly. Manage your funds anytime, anywhere with our secure digital wallet.

Sign up for LEMA Loyalty Rewards & Sure Card for R49

Get R10,000 Funeral Cover for the policyholder.
Grocery discounts at selected stores.
Save on withdrawal fees & card purchases.

Terms and conditions apply.