FEMA Financial Services Logo
Sign up

Lema Funeral Cover

Get R5,000 – R60 000 funeral cover from as little as R18.50 per month for the principal member, and from only R19.20 to add your spouse and children.

Request call back

Sign up for LEMA Loyalty Rewards & Sure Card for R49

  • Get R10,000 Funeral Cover for the policyholder.
  • Grocery discounts at selected stores.
  • Save on withdrawal fees & card purchases.

Terms and conditions apply.

Sign up

Providing Easier and Accessible Financial Solutions .

Lema Financial Services is an authorised financial services provider FSP 51092, and a registered Credit Provider NCRCP 18380.

Member Plus Nine Scheme

Provides cover for the Principal Member and nine dependants.

Special groups such as churches, stokvels, Member Plus Nine Schemes, and funeral parlours often have unique funeral insurance needs. Member contributions may be insufficient to cover burial and related funeral expenses, placing financial pressure on families during times of loss.

LEMA Financial Services addresses this need through its LEMA Member Plus Nine Scheme, a funeral benefit solution tailored specifically for special groups. The scheme provides a cash pay-out in the event of a death in the family to help cover funeral and associated costs, offering peace of mind at competitive and affordable rates.

Groups may offer this benefit as a value-added service to their members. Cover remains in force as long as the Principal Member continues to pay the premium.

Repatriation Benefit

In the event of the death of either a Principal Member or any of the dependants within the borders of South Africa but away from home, assistance can be sought through a telephone number that renders a service to the bereaved family with making the necessary funeral related arrangements.

Umphakathi Funeral Scheme

The Umphakathi Funeral Plan offers affordable and reliable funeral cover of up to R60,000, providing financial support to families during difficult times. Designed for individuals, families, and community groups, the plan helps cover funeral and related expenses, ensuring peace of mind when it matters most.

Scroll to Top